Welcome to Integrated Financial Services
Health insurance renewing? give us a call( 091530016) or email(firstname.lastname@example.org) and we will discuss your policy and see if we can get you cheaper cover. As health insurance advsiers, we know the newest plans to the market, and can advise you on which plan best suits your needs. If you took your plan out over 2 years ago, chances are there is a cheaper plan with similar benefits available. We get a paid a commission by the health insurance company so no cost to you in getting our advice.
New to health insurance?Lifetime Community Rating coming into place as of 1st May 2015: What does this mean? if you are 35 or over and new to health insurance, you will have to pay 2% extra on your premium, for each year over 34. So for example: if you are 37 and new to health insurance, you will be paying 6% extra on your premium forever. If you are age 50, and new to health insurance after 30th April, you would have to pay 32% extra on your premium.With this in mind it is very advisable to get cover in place before May 1st deadline. Call us today about the new Aviva Select Starter plan starting from €425/annum. or €35.42/month.(Plan available form 22/03/2015).
Please check our health insurance page for further info.
Mortgage protection? you will need a mortgage protection/life assurance policy. The banks will offer you their own policy( through one life company), but as we have access to all the main providers, we can get you the cheapest premium avaialble on the market.
We also currently have a 5% discount off the cheapest premium available for life assurance and 10% discount off the cheapest premium for mortgage protection. Click here for futher info. Or complete our questionnaire and we will email you a quote. Terms and conditions: minimum premium €10/month, max sum assured €1,500,000, offer ends 31st March 2015. Offer only applies to life cover and mortgage protection, serious illness cover not covered. Subject to accpetance/underwriting.
Pensions 2014. Do you qualify for a tax refund by making a pension contribution? Click here.
Applying for a mortgage? We will take you through the process from start(how much of a deposit do I need, how much/month should I be saving etc.) to finish( which bank will give me the most, which bank is offering the best rates etc.) We get paid by the banks so no cost to you in going through us, just the benefit of having access to numerous banks and the different rates availalbe. Complete our mortgage questionnaire. Click here.