Structured Investment Products
Protected Capital Investments through IFS @1/9/2011
| Guarantor/ Counterparty | Structure | Term | Assets | Potential/ Growth | Closed |
| BOI | Deposit/tracker | 1yr / 4yr | Blue chip equity basket | Capped at 40% (10%/annum) | 16/09/2011 |
| *Min Investment €10,000 | |||||
| Credit Suisse | Tracker | 4yr 11mnt | Eurostoxx 50 | Capital guaranteed, max 3% growth/month | 16/09/2011 |
| *Min Investment €5,000 | |||||
| Ulster Bank | Deposit/tracker | 1yr / 3yrs11mnt | Multi Asset Strategy | Capital guaranteed after 3yrs 11mnt | 20/09/2011 |
| *Min Investment €5,000 | |||||
| AIB | Tracker | 4yrs 9mnt | Emerging, eurozone, commodities | Unlimited, 10% growth guaranteed | 16/09/2011 |
| Min Investment €20,000 | |||||
| KBC Bank | Deposit/tracker | 5years | Eurostoxx 50 Index | 4.5%/yr min,potential 25% over 5yrs | 23/09/2011 |
| *Min Investment €25,000 | |||||
| Ulster Bank | Diversified Investment Strategy | 5years | Portfolio of diversified assets | Max 7% growth per month | 28/09/2011 |
| *Min Investment €5,000 | |||||
| BOI | Diversified Equity Investment | 5years | Eurostoxx 50, S&P 500, FTSE100, Nikeii225, MSCI | 7.5% return on 1/3 after yr1, cap guaranteed at end of term 4 yr 11 mnt | 30/09/2011 |
| *Min Investment €10,000 |
*Suitable for risk averse investors.
*Above Investments are all 100% capital protected on maturity.
*All gains on above Investments/ bonds subject to DIRT* AT 30%.
*For more information or to talk with one of our expert advisers call 091-530016 or email eamon@ifs.
*DIRT rate at 1/10/2011
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Counterparty Risk
Warning: If Ulster Bank, Bank of Ireland, KBC Bank, or AIB are not in a position to perform its role in the Bond as defined in the Terms & Conditions at maturity, this may impact either the Capital Protection or potential investment return payable to the investor.
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Charges
Warning: Deductions for charges and expenses are not made uniformly throughout the life of the product, but are loaded disproportionately onto the early period. If an investor withdraws from the bond prior to end of term, the practice of front end loading will impact the amount of money that the investor receives.
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Capital Protection
Warning: The value of your investment may go down as well as up. |
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Past Performance
Warning: Past performance is not a reliable guide to the future. |
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Taxation Warning: The tax structures in these Bonds is based on our understanding of current Revenue law and practice which is subject to change without notice and does not constitute tax advice. |
Illustrations Warning: These figures are estimates only. They are not a reliable guide to the future performance of your investment. |
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Investment Term Warning: If you cash in your policy before term of investment has finished, you may lose some or all of the money you invested. |
Volatility Warning: The equities within the underlying investment strategy can be volatile. |