Ready Reckoner for Life Assurance Policy

Capital Sum Required*
Monthly Income Needed		€100,000	€200,000	€300,000	€400,000	€500,000	€600,000	€700,000	€800,000	€900,000	€1,000,000
	€1,500	5 years 11 mths	13 years 3 mths	22 years 6 mths	35years 2 mths	55 years 4 mths	108 years 7 mths
	€2,000	4 years 4 mths	9 years 10 mths	15 years 4 mths	22years 6 mths	31 years 7 mths	43 years 10 mths	62 years 11 mths	108 years 7 mths
	€3,000	2 years 9 mths	5 years 11 mths	9 years 5 mths	13 years 3 mths	17 years 7 mths	22 years 6mths	28 years 3 mths	35 years 2 mths	43 years 10 mths	55 years 4 mths
	€4,000	2 years	4 years 4 mths	6 years 9 mths	9 years 5 mths	12 years 3 mths	15 years 4 mths	18 years 9 mths	22 years 6 mths	26 years 9 mths	31 years 7 mths
	€5,000	1 year 7 mths	3 years 4 mths	5 years 3 mths	7 years 3 mths	9 years 5 mths	11 years 8 mths	14 years 6 mths	16 years 8 mths	19 years 6 mths	22 years 6 mths
	€6,000	1 year 3 mths	2 years 9 mths	4 years 4 mths	5 years 11 mths	7 years 11 mths	9 years 10 mths	11 years 3 mths	13 years 3 mths	15 years 4 mths	17 years 7 mths
	€7,000	1 year 1 mth	2 years 4 mths	3 years 8 mths	5 years	6 years 5 mths	7 years 10 mths	9 years 5 mths	11 years	12 years 8 mths	14 years 5 mths
	€8,000	11 mths	2 years	3 years 2 mths	4 years 4 mths	5 years 6 mths	6 years 9 mths	8 years 1 mths	9 years 5 mths	10 years 9 mths	12 years 3 mths
	€9,000	10 mths	1 year 9 mths	2 years 9 mths	3 years 9 mths	4 years 10 mths	5 years 11 mths	7 years	8 years 2 mths	9 years 5 mths	10 years 7 mths
	€10,000	9 mths	1 year	2 years 6 mths	3 years 4 mths	4 years 4 mths	5 years 3 mths	6 years 3 mths	7 years 3 mths	8 years 4 mths	9 years 5 mths

Notes:

*These values assume the life assurance policy payout is invested returning a growth of 6% per annum and that income requirements will increase in line with inflation of 3% per annum. Assumes first monthly income is taken immediately. All applications subject to underwriting requirements.

For illustration purposes only. Examples do not take into account taxation that may be payable on investment returns.

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